You will speak directly to me. I will be handling your case from start to finish. When we speak on the phone, I will ask you some questions to find out information about your circumstances. Then, I will give you an idea of how I may be able to help you. For example, I might recommend that you file a Chapter 7 or Chapter 13 Bankruptcy, that you apply for a loan modification or that you choose another course of action. We will set an appointment for an in office consultation at my Fort Lauderdale office.