Kim Lehrman, P.A. – Chapter 7 Bankruptcy

 

I file Chapter 7 Bankruptcies on behalf of individuals frequently.  First, the individual or married couple must qualify for a Chapter 7 Bankruptcy by having family income below a certain amount.  We will also evaluate their assets to determine if a Chapter 7 Bankruptcy would make sense.  The process of a Chapter 7 Bankruptcy typically takes about 5 to 6 months.  There are typically no payments on debt made in a Chapter 7 Bankruptcy.  I would be happy to speak to you on the phone to determine if a Chapter 7 Bankruptcy might be available and beneficial to you.

 

 

 

 

[…]

Read more »
South Florida Bankruptcy Lawyer Kim Lehrman – Chapter 13 Bankruptcy

South Florida Bankruptcy Lawyer Kim Lehrman – Chapter 13 Bankruptcy

 

I often file Chapter 13 Bankruptcies for individuals or married couples.  For example, I recently filed an Chapter 13 Bankruptcy for a lawyer.  He was unable to pay all of his debts, but made income that was high enough for him to pay a small amount back on the debts he owes.  He is paying an amount to a Chapter 13 Trustee each month based on his income and expenses.  It is not a percentage of the amount he owes, but rather is based on his income and expenses.  His payment is around $300 per month and it is very […]

Read more »
A possible end to creditor harassment and a possible stop of a lawsuit

A possible end to creditor harassment and a possible stop of a lawsuit

I often file Chapter 7 or Chapter 13 Bankruptcies in order to stop a lawsuit or collection efforts by creditors.  It can be very stressful to constantly field phone calls or letters from creditors for collection of debts that you are unable to pay.  The filing a a bankruptcy can put a stop to those phone calls or letters.  Once you file a bankruptcy, creditors are no longer permitted to engage in collection efforts on your unsecured debts.  It becomes even more stressful and anxiety provoking once you are served with a lawsuit by a creditor.  The filing of a bankruptcy will […]

Read more »

Kim Lehrman: South Florida Bankruptcy Attorney – Tax Debt

 

I recently represented someone who had a large amount of federal income tax liability.  I filed a Chapter 7 Bankruptcy on his behalf.  We were able to wipe out about half of the tax liability through the Chapter 7 Bankruptcy.  We were able to obtain a payment arrangement with the IRS for the discharge of the other half of the liability.  He is paying a small percentage of the amount owed back to the IRS over a period of five years in exchange for a release of the liability at the end of the five years.  He was very happy […]

Read more »

Behind on your mortgage? How can filing a bankruptcy help you?

 

I often have clients who have become behind on mortgage payments because of unforeseen circumstances.  If there is a foreclosure action against you, the filing of a bankruptcy will automatically stop the foreclosure action.  If we file a Chapter 7 Bankruptcy, the stop of the foreclosure action will be temporary and you will need to make arrangements outside of the bankruptcy to handle the foreclosure action.  If we file a Chapter 13 Bankruptcy, there are a few options.  You can apply for a loan modification while you are in the Chapter 13 Bankruptcy.  During the time you are applying for […]

Read more »
What you need to know about a bankruptcy attorney.

What you need to know about a bankruptcy attorney.

It is very important that you have an attorney represent you in a bankruptcy who is experienced in handling bankruptcy cases.  Some attorneys handle various kinds of cases and only occasionally file bankruptcy cases.  It is a very specialized area of practice and you want someone with experience.

I have been handling individual bankruptcy cases in South Florida for approximately 18 years.  I am a graduate of Cornell University in Ithaca, New York, and Brooklyn Law School.

I care about my clients and do the best job possible for them.  I believe that good people deserve a fresh start, and I believe […]

Read more »