South Florida Bankruptcy Lawyer Kim Lehrman – Chapter 13 Bankruptcy

South Florida Bankruptcy Lawyer Kim Lehrman – Chapter 13 Bankruptcy

 

I often file Chapter 13 Bankruptcies for individuals or married couples.  For example, I recently filed an Chapter 13 Bankruptcy for a lawyer.  He was unable to pay all of his debts, but made income that was high enough for him to pay a small amount back on the debts he owes.  He is paying an amount to a Chapter 13 Trustee each month based on his income and expenses.  It is not a percentage of the amount he owes, but rather is based on his income and expenses.  His payment is around $300 per month and it is very […]

A possible end to creditor harassment and a possible stop of a lawsuit

A possible end to creditor harassment and a possible stop of a lawsuit

I often file Chapter 7 or Chapter 13 Bankruptcies in order to stop a lawsuit or collection efforts by creditors.  It can be very stressful to constantly field phone calls or letters from creditors for collection of debts that you are unable to pay.  The filing a a bankruptcy can put a stop to those phone calls or letters.  Once you file a bankruptcy, creditors are no longer permitted to engage in collection efforts on your unsecured debts.  It becomes even more stressful and anxiety provoking once you are served with a lawsuit by a creditor.  The filing of a bankruptcy will […]

Kim Lehrman: South Florida Bankruptcy Attorney – Tax Debt

 

I recently represented someone who had a large amount of federal income tax liability.  I filed a Chapter 7 Bankruptcy on his behalf.  We were able to wipe out about half of the tax liability through the Chapter 7 Bankruptcy.  We were able to obtain a payment arrangement with the IRS for the discharge of the other half of the liability.  He is paying a small percentage of the amount owed back to the IRS over a period of five years in exchange for a release of the liability at the end of the five years.  He was very happy […]